The Business Traveler magazine has awarded the Business Green Rewards from American Express as the best credit cards rewards program. The membership rewards program from this credit card allows you to earn points for each dollar spent. At the same time, you can redeem points for goods, travel and other business requirements.
The Business Green Rewards from American Express is actually a charge card. It expects you to make the full payment of purchases made with the card as soon as you get monthly bill. A late payment attracts the fees that equal the higher of $30 or 2.99% of the unpaid balance. It has an annual fee of $95. It is great for you if you don’t want the piling of credit card debt.
It comes with a 0% introductory annual percentage rate (APR) on purchases and balance transfers. If you can manage to pay your monthly bills on time, then the point-based rewards program is appropriate for you.
Privileges Of Holding The Card
The points you get by using the Business Green Rewards from American Express do not have any limit and are valid as long as you hold the card. The card is a great way to let you handle your expenses comfortably. You get 5000 bonus points after you make the first purchase. Due to the extensive redemption program, you can redeem your points in quantities as low as 400.
You can also register and get extra Business Green Rewards cards, for your employees. The cards will automatically connected to your Membership Rewards Account and give you points for every dollar your employee spends on the card.
You can go for the OPEN Savings scheme. It does not need any codes or coupons and the savings will be added to the other discounts that you may have already got. The OPEN Network gives discounts to businesses on services such as shipping, telephone, printing and car rentals. The program gives extra cards without any fees and has no predetermined spending limit on the card.
The network news updates you about the benefits and promotions, useful business articles, expert advice and business tools and resources. The Expense Management Reports make you aware of the business card expenses in terms of type of spending, time-period for each card holder in terms of the information available for the present year and previous 2 fiscal years. This facility is free.
Extra Perks
The purchase protection plan safeguards from/against theft and accidental damage for up to 90 days from the date purchased. The return protection allows you to return an item within 90 days from the date purchased. In that case, you will be given the whole refund of the price, up to $300 per item.
The rewards program of Business Green Rewards from American Express consists of emergency card replacement, insurance protection, access to 24-hour customer service, travel accident insurance up to $100,000, car rental insurance, check cashing assistance and an increased choice of payment that allows you to pay for expensive purchases over time.